Professional Background
Mr. Crowley Of Counsel has over 40 years of professional experience focused primarily in the investment research field. He has served as director
of investment research, chaired various investment committees, managed institutional portfolios, and
served as an equity analyst in his 25 years at both BankAmerica and Keefe, Bruyette & Woods, Inc. (KBW). Following his retirement from KBW in 1992, Mr. Crowley served as Chairman and later as President & CEO of Smith & Crowley, Inc., an investment banking company formed with Robert H. Smith, retired BankAmerica president and former CEO of Security Pacific Corp. After moving to Payson, Arizona, in 1998, Mr. Crowley launched Arizona Rim Country Investment Management, building its investment management practice for eight years before blending its operations with Stellar Capital Management in late 2006. He has consulted, written and spoken extensively on banking, financial stock investments, and other topics.

Community and Professional Organizations
Mr. Crowley holds memberships in the Phoenix CFA Society, the New York Society of Security Analysts, and the CFA Institute. He serves on the Board of Governors of Gila Community College, the Board of the Mogollon Health Alliance (owner of Payson Regional Medical Center), the Executive Committee of WakeUpCall – Concerned Citizens for Gila County Political Reform, the Advisory Board of the Zane Grey Cabin Foundation, as Co-Chair of Citizens for Better Payson Government, and is a member of the Kiwanis Club of Zane Grey Country. He has formerly held various trustee and director positions at Independent Bancorp of Arizona (owner of Caliber Bank and now part of Wells Fargo Bank); NextCard (an Internet credit card company), the A. P. Giannini Foundation (named for the founder of Bank of America), the Lindsay Museum (a wildlife rehabilitation facility in Northern California), and the museum's endowment fund.

Education
Mr. Crowley is a graduate of the University of California, Berkeley, attended the New York University Graduate School of Business in banking and finance, and investment and executive programs at Harvard and Claremont Colleges.